/* WhyPayAlot UI 2026-11-13. Shared by the front page, articles, roundups and legal pages. Rollback: restore the pre-1113 .html files from ~/Backups/redesign-live-20261113/wpa-root-files.tgz */
:root{--blue:#2d5b96;--navy:#12294a;--navy2:#1b3d6e;--sky:#e8f0fb;--orange:#f5a623;--orange2:#ffb941;--ink:#1d2228;--mut:#5a6572;--line:#dde3ea;--bg:#f3f6fa;--red:#c62828;--green:#18794e}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:#0b57d0}a:hover{text-decoration:underline}img{max-width:100%}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:10px 14px;z-index:99}.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid #f5a623;outline-offset:2px}
.wpa-wrap{max-width:1240px;margin:0 auto;padding:0 18px}
.wpa-top{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 1px 0 var(--line),0 4px 14px rgba(18,41,74,.06)}
.wpa-hdr{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:8px 18px}
.wpa-logo{display:block;line-height:0}.wpa-logo img{height:46px;width:auto;display:block}
.wpa-search{display:flex;flex:1;max-width:480px}.wpa-search input{flex:1;min-width:0;padding:11px 14px;border:1px solid #b8c9e0;border-right:0;border-radius:999px 0 0 999px;font:inherit;font-size:15px;background:#f8fafd}
.wpa-search button{padding:0 20px;border:0;background:var(--blue);color:#fff;border-radius:0 999px 999px 0;font:inherit;font-weight:700;cursor:pointer}.wpa-search button:hover{background:var(--navy2)}
.wpa-nav{background:linear-gradient(90deg,var(--navy),var(--blue))}.wpa-nav .wpa-wrap{display:flex;overflow-x:auto;scrollbar-width:none}
.wpa-nav a{color:#fff;padding:12px 15px;font-weight:600;font-size:14.5px;white-space:nowrap;text-decoration:none;border-bottom:3px solid transparent}.wpa-nav a:hover,.wpa-nav a.on{border-bottom-color:var(--orange);background:rgba(255,255,255,.08);text-decoration:none}
/* hero */
.hero{background:radial-gradient(1200px 400px at 85% -10%,#3f78c4 0,transparent 60%),linear-gradient(135deg,var(--navy) 0,var(--navy2) 60%,#2d5b96 100%);color:#fff;padding:46px 0 54px}
.hero-in{display:grid;grid-template-columns:1.25fr .75fr;gap:34px;align-items:center}
.eyebrow{margin:0 0 8px;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#ffd48a}
.hero h1{margin:0 0 12px;font-size:clamp(30px,4.6vw,50px);line-height:1.08;font-weight:800;letter-spacing:-.02em}
.hero .lead{font-size:18px;color:#dbe7f7;max-width:620px;margin:0 0 20px}
.hero-search{display:flex;max-width:600px;background:#fff;border-radius:999px;padding:5px;box-shadow:0 10px 30px rgba(0,0,0,.25)}.hero-search input{flex:1;min-width:0;border:0;padding:12px 18px;font:inherit;font-size:16px;border-radius:999px;outline:0;color:var(--ink)}.hero-search button{border:0;background:var(--orange);color:#1d2228;font:inherit;font-weight:800;padding:0 26px;border-radius:999px;cursor:pointer}.hero-search button:hover{background:var(--orange2)}
.hero-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.hero-chips a{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;font-size:14px;text-decoration:none}.hero-chips a:hover{background:rgba(255,255,255,.22)}
.stats{display:flex;flex-wrap:wrap;gap:22px;margin-top:24px;color:#cfe0f6;font-size:14px}.stats b{display:block;color:#fff;font-size:22px;line-height:1.1}
.hero-feat{display:block;background:#fff;color:var(--ink);border-radius:16px;overflow:hidden;box-shadow:0 18px 44px rgba(0,0,0,.35);text-decoration:none;transform:rotate(1.2deg)}.hero-feat:hover{text-decoration:none;transform:rotate(0)}
.hero-feat .tag{background:var(--red);color:#fff;font-weight:800;font-size:12px;letter-spacing:.08em;padding:6px 14px;text-transform:uppercase}
.hero-feat .im{aspect-ratio:4/3;background:#fff;display:block}.hero-feat .im img{width:100%;height:100%;object-fit:contain;display:block}
.hero-feat .bd{padding:12px 16px 16px;border-top:1px solid #eef}.hero-feat .t{font-weight:700;font-size:15px;line-height:1.3;display:block}.hero-feat .p{color:var(--red);font-size:24px;font-weight:800}
/* sections */
.sec{padding:34px 0 6px}.sec h2{font-size:26px;margin:0 0 4px;letter-spacing:-.01em}.sec .sub{margin:0 0 18px;color:var(--mut)}
.cats{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:-26px;position:relative;z-index:2}
.cat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 10px;text-align:center;cursor:pointer;font:inherit;color:var(--ink);box-shadow:0 6px 18px rgba(18,41,74,.08);transition:transform .15s,box-shadow .15s}.cat:hover,.cat.on{transform:translateY(-3px);box-shadow:0 10px 24px rgba(18,41,74,.16);border-color:var(--blue)}
.cat.on{background:var(--sky)}.cat svg{width:34px;height:34px;stroke:var(--blue);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.cat b{display:block;margin-top:6px;font-size:15px}.cat small{color:var(--mut);font-size:12.5px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px}
.deal{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;transition:box-shadow .15s,transform .15s}.deal:hover{box-shadow:0 10px 26px rgba(18,41,74,.14);transform:translateY(-2px)}
.deal .im{display:block;aspect-ratio:4/3;background:#fff;border-bottom:1px solid #eef2f7;position:relative}.deal .im img{width:100%;height:100%;object-fit:contain;display:block}.deal .im .st{position:absolute;left:10px;top:10px;background:rgba(18,41,74,.9);color:#fff;font-size:11px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:3px 9px;border-radius:999px;max-width:80%;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.deal .bd{padding:12px 14px 14px;display:flex;flex-direction:column;flex:1}.dt{font-weight:700;color:var(--ink);font-size:14.5px;line-height:1.35;margin:0 0 8px;flex:1;text-decoration:none}.dt:hover{color:var(--blue)}
.price{color:var(--red);font-size:21px;font-weight:800}.go{margin-top:9px;display:block;text-align:center;background:var(--orange);color:#1d2228;font-weight:800;padding:10px;border-radius:10px;text-decoration:none}.go:hover{background:var(--orange2);text-decoration:none}
.when{font-size:12px;color:#7a8594;margin-top:7px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.step .n{width:38px;height:38px;border-radius:50%;background:var(--sky);color:var(--blue);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:10px}.step h3{margin:0 0 4px;font-size:17px}.step p{margin:0;color:var(--mut);font-size:15px}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.card h3{margin:0 0 8px;font-size:17px}.card ul{margin:0;padding-left:18px}.card li{margin:5px 0;font-size:15px}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:10px 18px;border-radius:10px;font-weight:700;text-decoration:none!important}.btn:hover{background:var(--navy2)}
.comm{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:18px;padding:30px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}.comm h2{color:#fff;margin:0 0 6px}.comm p{margin:0;color:#d5e3f6;max-width:640px}.comm .btn{background:var(--orange);color:#1d2228!important}
.note{font-size:13px;color:var(--mut);margin:26px 0 0}
/* footer */
.wpa-foot{background:#0f2038;color:#b8c7dc;margin-top:44px;padding:38px 0 22px;font-size:14.5px}.wpa-foot .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:26px}.wpa-foot h4{color:#fff;margin:0 0 10px;font-size:14px;letter-spacing:.06em;text-transform:uppercase}.wpa-foot a{display:block;color:#b8c7dc;padding:3px 0;text-decoration:none}.wpa-foot a:hover{color:#fff;text-decoration:underline}.wpa-foot p{margin:0 0 8px}.wpa-foot .fine{border-top:1px solid #2a3d5c;margin-top:24px;padding-top:16px;font-size:13px;color:#8fa2bd}
/* inner pages */
body.inner main{max-width:860px;margin:26px auto;padding:30px 34px 34px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 8px 28px rgba(18,41,74,.06);font-size:17.5px;line-height:1.72}
body.inner main h1{font-size:clamp(27px,3.8vw,38px);line-height:1.18;letter-spacing:-.015em;margin:4px 0 16px;color:var(--navy)}
body.inner main h2{font-size:24px;line-height:1.25;margin:34px 0 10px;color:var(--navy);padding-top:6px}
body.inner main h3{font-size:19px;margin:24px 0 6px}
body.inner main p,body.inner main li{max-width:72ch}
body.inner main li{margin:6px 0}
body.inner main .cx-hero img{border-radius:14px!important;box-shadow:0 8px 24px rgba(18,41,74,.15)}
body.inner main figcaption{font-size:12.5px!important}
body.inner main table{border-collapse:collapse;width:100%;font-size:16px;display:block;overflow-x:auto}body.inner main th,body.inner main td{border:1px solid var(--line);padding:8px 10px;text-align:left}body.inner main th{background:var(--sky)}
body.inner main .deal{border:0!important;border-bottom:1px solid var(--line)!important;border-radius:0;box-shadow:none;transform:none;padding:20px 0!important;display:block}
body.inner main .deal h2{font-size:20px!important;margin:0 0 8px!important;padding:0}
body.inner main .deal img{width:220px;height:auto;max-width:42%!important;background:#fff;padding:4px;border-radius:12px!important;box-shadow:0 2px 8px rgba(18,41,74,.1)}
.crumb{font-size:13.5px;color:var(--mut);margin:0 0 6px}.crumb a{color:var(--mut)}
.rel{margin:36px 0 0;padding-top:22px;border-top:1px solid var(--line)}.rel h2{margin:0 0 12px!important;font-size:21px!important}
.rel .g{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.rel a{display:block;text-decoration:none;color:var(--ink);border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;transition:box-shadow .15s}.rel a:hover{box-shadow:0 8px 20px rgba(18,41,74,.14)}.rel a img{width:100%;aspect-ratio:1200/630;object-fit:cover;display:block;background:var(--sky)}.rel a span{display:block;padding:10px 12px 12px;font-size:14.5px;font-weight:700;line-height:1.35}
.fresh{margin:34px 0 0;padding:18px;background:var(--sky);border-radius:14px}.fresh h2{margin:0 0 4px!important;font-size:20px!important}.fresh p{margin:0 0 12px;font-size:14.5px;color:var(--mut)}.fresh .fg{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.fresh .fg a{background:#fff;border-radius:10px;padding:8px;text-decoration:none;color:var(--ink);font-size:13px;line-height:1.3;border:1px solid var(--line)}.fresh .fg img{width:100%;aspect-ratio:4/3;object-fit:contain;display:block}.fresh .fg b{display:block;color:var(--red);font-size:15px;margin-top:4px}
@media(max-width:900px){.hero-in{grid-template-columns:1fr}.hero-feat{max-width:340px;transform:none}.cats{grid-template-columns:repeat(3,1fr);margin-top:-18px}.steps,.trio,.rel .g{grid-template-columns:1fr}.wpa-foot .cols{grid-template-columns:1fr 1fr}.grid{grid-template-columns:repeat(2,1fr);gap:10px}.fresh .fg{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.wpa-hdr{flex-wrap:wrap}.wpa-search{max-width:none;flex:1 1 100%}.hero{padding:30px 0 44px}.hero .lead{font-size:16px}.cats{grid-template-columns:repeat(2,1fr)}.price{font-size:18px}.dt{font-size:13.5px}body.inner main{margin:12px 10px;padding:20px 16px 24px;font-size:17px}body.inner main .deal img{float:none!important;display:block;max-width:100%!important;margin:0 0 10px!important}.wpa-foot .cols{grid-template-columns:1fr}.comm{padding:22px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.la-sec{padding-top:34px}.la-sec h2{font-size:26px;margin:0 0 4px;letter-spacing:-.01em;color:var(--ink)}.la-sec .la-sub{color:var(--mut)}.la-card{border-radius:14px!important}
.hero-feat .bd{display:block}.card a,.rel a,.fresh a{text-decoration:none}.card li a:hover{text-decoration:underline}